Organism Physiology Essay Example for Free

Life form Physiology Essay Presentation This paper will plainly show an outline of a life form of the student’s decision. This living being will show the entirety of the fundamental structures of the essential organs by marking. Cautious research will show the ideas of common determination and adjustment. Chosen creature will address the correct ideas that apply. Three physiological adaptions were researched by the understudy. Endless supply of the student’s examination, information will give the comprehension of how physiological adaptions permit the chose living being to flourish in its environmental specialty. The living being that was chosen for this paper is the Fish. Outer Anatomy This outline underneath was furnished and recreated with the thoughtful assent of WWW.FLORIDA FISHERIES.COM. Florida Fisheries has created and given the outline of the outer detail breakdown of a largemouth bass fish as demonstrated as follows: Clarification of why annoyance species like the Fish share an equivalent significance to the economy and to biology. Fish advancement and adaption process has created numerous species that are an incredible commitment to humankind in numerous viewpoints. Interior ANATOMY There are numerous varieties of fish; who are characterized as creatures. Fish speaks to the most well-known living vertebrates. At present, there are an estimation of at any rate 25,000 types of fish who are living today and this number is developing. The inhumane fish have a spine and balances. Inâ addition, fish inhale through an aviation route named gills. Fish have skin be that as it may, on the skin is scales. There are some fish who don't have scales; as catfish who just have skin. Fish can control, stop, move, keep up their position and stop by utilizing their balances. The area of these balances fluctuate in various fish. Concerning the scales on fish they fluctuate too. Incredibly all fish have a vile bodily fluid covering that secure fish for acquiring contaminations. Fish are alluded to as amphibian vertebrates and they have members which have experienced the adjusted procedure over a set time period to swim. Acing their space which is water have picked up the consideration of numerous researcher. Fish come in different sizes and hues and have healthy cravings which proves their capacity devour an enormous assortment of nourishments. Advancement and Adaption Process There are a wide range of types of fish. The principal fish were vertebrates which were marked as Ostracoderms. These fish were clear during the Cambrian Period roughly 510 million years back. These vertebrates became wiped out when the Devonian time frame finished 350 million years back. One of the particular character attributes of these fish were jawless and their essential home was consistently in new water. Another particular quality was their size which estimated under 30 cm (1foot long). Their outer appearance as a hard scales covering the whole body of the fish. Osteichtyes are a class of hard fish that exist around 20,000. This class of fish which has a background marked by in excess of 410 million years include: fish, eels and numerous different assortments of hard fish. These fish stopped to exist when a class of huge humongous fish like the Sharks, Whales, and Placoderms showed up on the scene. Advancement has demonstrated for these fish to exist their lungs expanded permitting these fish to build up a dip bladder. This advancement procedure permitted these fish to coast in the water regardless of how high the water is. What's more, this development turned out to be extremely clear in the fish lungs. There are numerous classes anyway the three significant for hard fish are: lung, beam blades, and lobed. Their reality relies upon the sort of water that they live in. At the point when these fish live in new water the oxygen level must have at any rate 90%. Their physiological attributes of these fish gills is to vital lead a gas trade where these fish move water over their veins. This fish gills are a significant physical traitâ which is secured by opercula. This piece of the fish looks like huge plates. Stomach related, and circulatory frameworks of these fish work with a heart that has just two chambers. End Fish are a demonstrated incredible commitment to the entirety of humanity. Their advancement has demonstrated to be extremely effective for a demonstrated hotspot for the entirety of humanity. Increasing a more noteworthy comprehension of their past to present will set up limits to ensure their continuous development. A portion of the ideas of adaption and ideas of characteristic choice of how these fish flourish in its biological specialty have been tended to. Reference 1. WWW.FLORIDA FISHERIES.COM 2. www.lookd.com/fish/evolution.html

How have groups of scholars cited the Qur'an to support their Research Paper

How have gatherings of researchers refered to the Qur'an to help their various positions on prophetic invulnerability from wrongdoing - Research Paper Example Contentions emerge when the disclosures of God (the force that is boundless to mind) are deciphered and talked about by the psyche level researchers. This is valid for researchers of any religion and Islam is no special case. No researcher can arrive at the celestial statures of prophets and as such regular understanding for their various positions is inconceivability. The adherents of Islam have their motivation and direction from twin sources. â€Å"The standards and suspicions that have described conviction and activity in Islam have their underlying motivation in two central sources. One is scriptural, epitomizing the message uncovered by God to the Prophet Muhammad and recorded in the Qur’an. The second is the representation of that message in the apparent model example of the Prophet’s activities, adages and standards, all in all called the sunna.† (Nanji, n.p.)) For Muslims Qur’an is a definitive sacred text, its disclosures are sacred; it contains direct correspondence from God. The substance of Qur’an are not disputable; as such there is no doubt of distinction understandings with respect to those disclosures. Sunna comes next in the request for inclination in the sense it contains chronicled, yet supernaturally motivated substance as guided by â€Å"Prophet Muhammad, whom the Muslims accept that he is the toward the end in the arrangement of delegates from God.†(Nanji, n, p.) He is the last strict expert for the Muslims. â€Å"The late Fazlur Rahman, noted University of Chicago researcher of Islamic idea and pioneer Muslim mastermind, contended that in its underlying stage Islam was moved by a profound judicious and good worry for transforming society and that this ethical purposefulness was considered in manners that urged a profound pledge to thinking and sane discourse.†(Nanji, n.p.) Qur’an is the disclosure of God and it can't be contrasted or assessed and the estimating size of thinking. Her e is the birthplace of contention between the researchers. Since the vast majority of the researchers talk and compose from the brain level and they are not associated with the celestial source. At the point when disclosures are said something the size of human explanation, the outcomes won't be divine. Judicious understanding and heavenly comprehension are complete opposites. People may clarify about their network, which isn't there in genuine terms. â€Å"The connection between the Qur’an and the life of the Prophet, as a model of conduct, was likewise expounded to make a lawful structure inside which esteems and commitments could be determined.†(Nanji, n.p.) But when the researchers mediate, no two researchers have ever offered indistinguishable thoughts on any antagonistic issue. Each researcher refers to Qur’an yet deciphers its disclosure in the light of the thinking that one imagines. Various positions of the researchers with respect to prophetic sins sho uld be comprehended in this specific circumstance. Prophetic resistance from transgression: Truth should be followed certainly when it has been acknowledged as truth. Truth is finished and there is in no way like fractional truth. At the point when the actualizing specialists of truth, the Prophets particularly picked for the task, there is no doubt of deviation from the way of truth. They are relied upon to obediently convey truth to mankind. God has picked them with a reason and he has the point by point backgrounder data about the ones he has picked. â€Å"However, Jonah (pbuh), for example, purposely deserted his supernaturally appointed

Friday Forum What Makes a Book a Classic

Friday Forum What Makes a Book a Classic Earlier this week, I took on the classics. When I use the word classic, I am referring to the novels that have remained a very visible part of the literary landscape but were written before 1900, by authors like Dickens, Dumas, Austen, and Cervantes. That is the definition that was suggested to me by my teachers in high school and my professors in college. I do not remember anyone ever making a formal statement, but that is what was understood. The great novels that were written after 1900 may have been referred to as modern classics.     That word, modern, seemed to make all the difference. The discussion that resulted from that post has led me to reconsider my definition. I looked to other sources, including the essay What Is a Classic? by Charles Augustine Sainte-Beuve at the beginning of the 20th century. He offers this explanation: A true classic, as I should like to hear it defined, is an author who has enriched the human mind, increased its treasure, and caused it to advance a step; who has discovered some moral and not equivocal truth, or revealed some eternal passion in that heart where all seemed known and discovered; who has expressed his thought, observation, or invention, in no matter what form, only provided it be broad and great, refined and sensible, sane and beautiful in itself; who has spoken to all in his own peculiar style, a style which is found to be also that of the whole world, a style new without neologism, new and old, easily contemporary with all time. I rather enjoy his definition, but I find it to be a bit too subjective. Using this logic, a reader could potentially classify ANY book as a classic. Their arguments may not be ones that others would agree with, but there are arguments that could be made. The word classic obviously means different things to different people. What do you think? What makes a book a classic? According to that definition, what is one book that stands out to you as a true classic? ____________________________ Cassandra Neace teaches college students how to write essays and blogs about books and book-related goodness at Indie Reader Houston. Follow her on  Twitter:  @CassandraNeace

Conflict Management - 2100 Words

ORGANIZATIONAL CONFLICT MANAGEMENT 1. ABSTRACT Organizational conflict is a state of discord caused by the actual or perceived opposition of needs, values and interests between people working together. Conflict takes many forms in organizations; there is the inevitable clash between formal authority and power and those individuals and groups affected. There are disputes over how revenues should be divided, how the work should be done and how long and hard people should work. There are jurisdictional disagreements among individuals, departments, and between unions and management. Various issues relating to organizational conflict, techniques, systems and practices for conflict resolution will also be discussed in this paper. Keywords:†¦show more content†¦Characteristic differences – culture, race, values, gender, personal preferences, age, perception, social status, etc. 5. REASONS FOR ORGANIZATIONAL CONFLICT The people are aware of the factors that generate organizational conflicts such as scarcity, obstruction and incompatible interests or goals. Resource scarcity, monetary, job, prestige or power, encourages the obstruction of behaviour and organizational conflict arises. Organizational Conflict can also be broken out when one party avoids the goal achievement of the other one. Reiterating these ideas, declares that organizational conflict is clearly associated with power and can emerge when goal achievement of an organization is avoided. The reasons that justify conflict in organizations: 1. As departments grow, people lose contact with other departments, or yet, members of a department start to think differently from other areas. 2. The increase of emphasis in the financial measures as a tool for motivation for managers and the establishment of different profit centres inside an integrated business system end up creating many conflicts. 3. The increasing rise of emphasis in functional specialization, politics of promotion and recruiting reinforce the isolation of departments, generating conflicts. 4. Today there is more room for workers to show criticism among each other, while this freedom of speech can be beneficial for society as a whole, in organizational context can be transformed intoShow MoreRelatedConflict Management1178 Words   |  5 PagesConflict is a fact of life - for individuals, organizations, and societies. The costs of conflict are well-documented - high turnover, grievances and lawsuits, absentee ism, divorce, dysfunctional families, prejudice, fear. What many people dont realize is that well-managed conflict can actually be a force for positive change. Conflict is â€Å"an expressed struggle between at least two interdependent parties who perceive incompatible goals, scarce resources, and interference from others in achievingRead MoreConflict Between Conflict And Conflict Management845 Words   |  4 Pagesâ€Å"People are afraid of conflict because they do not have essential skills to manage it well.† This is true because according to O’Grady and Malloch (2016), conflict is reflection of an insufficient knowledge of the dynamics of conflict and a lack of capability in its management. In the case of Nancy, perhaps she needs to undergo specialty training or classes about conflict management in order to improve their unit’s dynamic or interaction. 2. â€Å"If you engage with conflict too early, there is a chanceRead MoreThe Conflict And Conflict Management Strategies908 Words   |  4 PagesRobbins and Judge define conflict as a process that begins when one party perceives another party has or is about to negatively affect something that is cared about. There is a variety of conflicts that individuals will encounter within their lives. Knowing and understating the conflict cycle and understanding conflict management strategies will help individuals solve conflict in a reasonable manner (Robbins Judge, 2014). Discussing Contentious Issues/ Bringing Conflict into the Open When managersRead MoreConflict Of Conflict Management Styles1690 Words   |  7 Pages Many people do their best to avoid conflict at all costs, but it is an occurrence that everyone must deal with from time to time. Understandable, the avoidance of conflict is glamorous, however learning how to handle the conflicts can make them seem less bothersome. Learning how to manage conflict is a key factor in becoming a manager and the execution of that learning can be very different from manager to manager. Shanker (2013) describes conflict management styles as an equation involving theRead MoreConflict Management1469 Words   |  6 PagesConflict Management Conflict Management Yamil Little Strayer University BUS520 Dr. Anthony Hughes 02/27/11 Conflict Management Introduction In today’s ever-changing business environment organizations encounter varying levels of intrapersonal, interpersonal, intragroup, and intergroup conflicts. Intrapersonal conflict is a battle within oneself, which usually involves a life goal and/or change. Interpersonal conflict is when two or more people have opposing perspectivesRead MoreConflict Between Conflict And Conflict Management1772 Words   |  8 Pagesopinion there will also be a chance for some form of conflict to arise. To resolve and manage conflict, any organization or persons’ must try to understand the causes, theories, approaches and strategies of conflict management. Resolving conflict requires a great deal of attention and thorough understanding in seeking resolution. In this review, conflict management will be explored in general from different perspectives in light of how conflict effects teams or groups, workplace relationships andRead MoreConflict Between Conflict And Conflict Managemen t1313 Words   |  6 PagesConflict and conflict management both play pivotal roles in all relationships, whether they are between friends, family, lovers, or coworkers. However, while most relationships have an abundance of conflict, the amount of properly implemented conflict management in all relationships is relatively low. This is especially surprising when you consider the sheer amount of research and counseling directed at managing conflict in constructive ways. Though the aforementioned services and research are ofRead MoreConflict Management5778 Words   |  24 PagesUnderstanding Conflict and Conflict Management http://www.foundationcoalition.org/teams Definition A team is a small group of people with complementary skills who are committed to a common purpose, performance goals, and approach for which they hold themselves mutually accountable.1 Although student teams may not satisfy all the requirements of the definition, the degree to which they do often determines their effectiveness. Rationale Students do not come to school with all the social skillsRead MoreConflict Between Conflict Management And Resolution883 Words   |  4 Pagesnegative association with conflict. Reflects poorly on the supervisor when there is conflict but in reality it’s only negative when the supervisor or employee, depending on the situation does not address the conflict. Unresolved conflicts can negatively impact not only the employees involved but also the company. Unresolved conflicts result in negative impacts not only to the individual but also the company. Focus on the problem, not the person. Sometimes the conflict will be reoccurring or unresolvableRead MoreConflict Management Styles1081 Words   |  5 PagesConflict Management Styles Myron Harris 09/30/2012 CJA/444 Allen Cole Conflict Management Styles Conflict usually occurs when individuals within a group or organization has differences in opinions. When individuals are in a disagreement about something like policies and procedures or even the overall direction of which an organization or company is heading it can become very frustrating. As we all know conflict the process of conflict usually begins when an individual or party has perceived

Ethics And Prevention Of Financial Fraud - 1988 Words

The Defining Ethics and Prevention of Financial Fraud in the Work Place Ta’Nishia Johnson Savannah State University Abstract This research primarily focuses on ways of preventing financial fraud in the work place as well as defining the proper ethics to follow. It elaborates on the ways to deter fraud and what ethics should be taught during training for the job given to an employee. In order to understand the best way to stop people from committing fraud, we must learn what stipulations are already set in place for the crime. Company guidelines for fraud detection and prevention should be set in place in order avert fraud. To better understand why people commit fraud, the study for this research will pay close attention on ethical associations and ethics that are taking place in the workplace. Ethics plays a major role in the business workplace by providing guidelines and contouring people’s behaviors while working. This research paper will disclose the following questions: What procedures are already in place to deal with fraud? How can fraud be prevented? Can new measures and guidelines be set in place to better detect fraud? How to detect fraud in time to prevent major damage? Keywords: financial fraud, workplace ethics, detection, prevention, implementation Defining Ethics and Prevention of Financial Fraud in the Work Place Multiple studies have been conducted on the topics dealing with financial fraud. The same can be said about business ethics andShow MoreRelatedFraud, Corruption, Theft, Misappropriation, And Fraud1738 Words   |  7 PagesThere is no specific definition for fraud if looked at from different perspectives. The term fraud is used to describe acts such as deception, corruption, theft, misappropriation, false presentation, bribery, fault partnership, forgery etc. Some may even describe fraud as practical process of deception to gain an advantage, or to cause loss to another entity or individual. While some people might not even anticipate to commit fraud, others might do so if they contemplate they have a way to be covertRead MoreFraud Deterrence, Detection And Prevention796 Words   |  4 PagesFraud Deterrence, Detection and Prevention Within XYZ Company in the past year, three fraud incidents have occurred that have resulted in a cumulative loss of $5.9 million with additional losses yet to be determined. The fraud occurred with inventory, purchasing and receivables. The Board of Directors has directed management to outline a comprehensive plan to prevent future fraud. Preventing fraud is the responsibility of top management, middle management, the internal audit team, corporate securityRead MoreFinancial Fraud, And Identification Of The Different Fraud Types1734 Words   |  7 Pagesvarious types of fraud, in order to aid understanding in regards to the prevention of fraudulent activity. This paper begins with a review of the definition of financial fraud, and identification of the different fraud types. Further, included is an examination of what motivates individuals to commit fraud, including an identification of some of the method in which people commit fraud. A discussion of the importance of the fra ud triangle, and how rationalization contributes to fraud is a key areaRead MoreAnalyzing How Businesses Cook The Books With Reference For Real World Cases1237 Words   |  5 Pagespunishments which are associated with financial crimes. One such crime is the manipulation and misrepresentation of financial statements of a business, to hide expenses, improve earnings per share (EPS) or to attract new investors. This is known as financial statement fraud or colloquially labelled â€Å"cooking the books†. (Grossman St Amour, 2014) These crimes can have a significant impact on the business, as their stock could be driven into the ground if a fraud is discovered, as well as falling deeperRead MoreA History Of Earnings Management1624 Words   |  7 PagesA History of Earnings Management, Financial Scandals, and the Resulting Legislations At the turn of the 21st century, America found itself wrought with multiple financial scandals. The poor decisions of just a few executives resulted in thousands of people out of a job, pension funds wiped away, and houses going back to the bank. While earnings management was certainly not a new concept nor was the resulting fraud, the high number of scandals within a short period of time brought it front and centerRead MoreCommon Accounting Malpractices in the Philippines700 Words   |  3 PagesMalpractices in the Philippines Going back to the definition of accounting, it states that it is a system where in it records financial transactions pertaining to a business. Accounting also measures the ability of a business, it process information’s to be reported to the management whos making decisions. Accounting is very complicated especially when it comes doing the financial statements. Yes, professionals have enough knowledge regarding accounting but there are times that they still make mistakesRead MoreLost insurance benefits as well as retirement benefits tied to WorldCom stock. Shareholders, which1200 Words   |  5 Pagespretenses. WorldCom was fraudulently stating its financials and its competition could not possibly be aware of WorldCom’s true expenses. As a result, competing companies were forced to make decisions to keep in line with WorldCom’s reported growth. ATT fired tens of thousands of employees, who otherwise may have never been fired, in an attempt to match WorldComâ⠂¬â„¢s low costs. Although it was not WorldCom’s fault, Qwest committed accounting fraud and Global Crossing declared bankruptcy while alsoRead MoreResearching Topics Of Interest Is A Key Starting Point For The Research Effort1538 Words   |  7 Pagesproblem, and meet the purpose of the research (Leedy Ormrod, 2013). The following sections include the formulation of potential topic areas of interest for my doctoral level research. Earnings Management: An Examination of Ethical Implications, Fraud, and the Related Impacts to Stakeholder Interests The first topic area involves an observation of how managers and accountants currently utilize loopholes in FASB accounting standards to present better earnings results to investors, creditors, andRead MoreFraud Case Study1516 Words   |  7 PagesFreddie Mac Fraud Thanaphan Darnsomboon PME604 Project Financial Management National University December 18, 2012 Freddie Mac Fraud The definition of fraud is â€Å"an intentional deception or deceit, perpetrated for profit or to gain some unfair or dishonest advantage† (dictionary.com). Fraud is a breach of law and can be punishable by law. Mortgage fraud is one of the financial crimes where a company materially misrepresents or omits information on its mortgage loan documentation in order toRead MoreAccounting Department Of The American Food Suppliers1599 Words   |  7 PagesLessons learnt with regards to over reliance on third party confirmations Confirmation is the process of obtaining and evaluating a direct communication from a third party in response to a request for informationabout a particular item affecting financial statement assertions. In the American food suppliers’ case study, third party confirmation was used where they relied on the vendors’ sales people. The audit team investigating the company did not rely on the accounting department of the American

Corprate strategy Free Essays

We will soon enter a phase of strong competition in fixed services and we expect similar benefits to flow as result,† said Mohammad AY Change, Director General of the TRAP. Matthew Reed, an analyst at Informal Telecoms and Media, welcomed the decision. â€Å"It means that we finally have competition in the fixed broadband market in the I-JAW for the first time,† he said. We will write a custom essay sample on Corprate strategy or any similar topic only for you Order Now But he believes that prices are unlikely to fall for consumers in the short term. â€Å"l think they will avoid a price war. They will probably try to compete on packages, higher internet speeds at the same price,† he said. â€Å"As a consumer, overall you should have more competition, which means there will be better opportunities available. † Meanwhile, the leaders of both distillates and du welcomed the move. â€Å"Distillates has always believed that competition is a win-win situation for all as it energies operators to excel and stimulates telecommunications advancement in the country†¦ We are fully prepared for a more competitive landscape in the AJAX,† Eased AY Hamlin, CEO of distillates, said. Ottoman Sultan, CEO of du, added: â€Å"We are equally pleased about the opportunity to provide consumers and businesses across the AAU a choice in their selection of a fixed line services provider. † – Gulf News y Facts Mission Statement: Our guiding mission is to deliver superior quality products and services for our customers and communities through leadership, innovation and partnerships. Our Vision: Our vision is to be the quality leader in everything we do. History: The TLD Group Corp†¦ Is the licensing company for Tim Horton franchises presently operating in Canada and the United States. The Tim Horton chain of restaurants began in 1964. Ron Joyce was originally the franchisee of Store #1, located in Hamilton, Ontario, Canada. By 1967, he and Tim Horton became full partners in the many and after Time’s tragic death in a car accident in February of 1974, Ron Joyce became the sole owner. Distribution: Five warehouse distribution centers, located in Gullah, Ontario; Calgary, Alberta; Debit (Tour), Nova Scotia; Kingston, Ontario; and Lauderdale (Langley), British Columbia presently service the Tim Horton stores across Canada and the U. S. A fleet of decorated trucks deliver food and supplies from our distribution centers to the stores. How to cite Corprate strategy, Papers

The Human Cost of an Illiterate Society free essay sample

The Education Problems in America The United States is supposed to be one of the world’s most affluent and technologically-advanced societies. Unfortunately, education is not as effective as it should be. There are many problems with public education. I think redistributing funding, collecting the comments on education system from the public, could really make an impact on our education system. What is wrong with the education system? Referring to Rose’s â€Å"I Just Wanna Be Average†, there were spate of reports on the school criticizes parents for not involving themselves in the education of their children. We will write a custom essay sample on The Human Cost of an Illiterate Society or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Without the parents’ help, how would someone like middle or high school level student know what to ask? Not like in the past, our parents is not being very involved with our education, they neither won’t asked about your grades nor homework every day when you got home. They seem not interested in the school life of their children. However, an important consideration in the middle or high schools is the identity development which takes place during adolescence. The role of parents is coach and the mentor toward their kids. As a mentor, they should provide advices and training to their children in order to help them gain experience.It is the best way encouraging students to learn. Lack of parental involvement, students could not pass through the difficulty of studying or even give up learning. By reading what Rose’s experience during the vocational study, one main idea can be summarized. That is, there were a few teachers who worked hard at education. As mentioned, some of them only work for paid and mostly had no idea of how to engage the imaginations of the students. Lack of awareness of the significance of education makes them disinterested in teaching and lessons become bored. Thus, education is boring would branded into students’ mind.And, what is wrong in this society? In the United States, millions of adult illiterates are suffering in the courses of their routine existence. Illiteracy means not being able to read and write. Among the main causes of illiteracy the first is poverty. Teenagers might need to work for paid in order to help the family and cannot be spared for school. Although the government improves the education system even better than before, they still cannot benefit from it. Lake of educational facilities is also a major factor. Since the illiterates were not well-educated, so employers would not be willing to pay much for hiring them.If the school or other educational facilities are located far away from where they live, they probably cannot afford the transportation fee. A woman in Detroit, for example, brought home a gallon of Crisco for her children because she thought that she had bought the chicken that was pictured on the label. Looking at the reality described above by reading Kozol’s â€Å"The Human Cost of an Illiterate Society†, they are always misleading by the wrong information. You may say the illiteracy problem is just affecting the illiterates themselves, but the true is the America, even the world as a whole would be affected.Since they all have the right to vote for any US political organizations, if the unsuitable person was picked up, the whole country would be suffered. Nowadays, intelligence usually linked with well-educated in this society. Is there a correlation between people who score highly on the exam and those who seem to be more intelligence? According to Asimov’s essay, the answer would be â€Å"NO†. He argued that the exam result could only indicate you are very good at answering the type of academic questions but not really intelligence.Unlucky, the government is willing to provide more resources on people who did well on the exam than the others. Therefore, illiteracy is not caused by a lack of intelligence. It is caused by the resources wrongly located. The illiterates cannot get what they need for improvement. Illiterates who is suffer most from the education problems in the United States, so their comments are most important to make our education system better, to make our society, a better society. And we need to redistribute the resources in order to help them for improvement. The Human Cost of an Illiterate Society free essay sample The Human Cost of an Illiterate Society Illiteracy in America can have negative and devastating effects on society as a whole. The effects that illiteracy has range from embarrassment to low self-esteem as well as high crime rates. Illiteracy seems to have an even more devastating effect in the lower income communities. Based on that, Johnathan Kozol wrote â€Å"The Human Cost of an Illiterate Society,† that was an article in Illiterate America (1985) to show how illiteracy lowers people’s quality of life, reduce the education, and prevents them take part in democratic society fully. Negative effects of illiteracy in America are also heavy in politics. One has to wonder how someone who cannot read or write manages to vote. In order for a person to vote or make a wise decision about who they should vote for, and one must know how to read. As Jonathan Kozol writes†: The number of illiterate adults exceeds by 16 million the entire vote cast for the winner in the 1980 presidential contest. We will write a custom essay sample on The Human Cost of an Illiterate Society or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page If even one third of all illiterates could vote, and read enough and so sufficient math to vote in their self-interest, Ronald Regan would not likely have been chosen president. There is, of course, no way to know for sure† (253). Most illiterate people that do vote based on what the person looks like but not for what they know about the person and what he or she can do to help. If 60 million people in the United States cannot read, then they cannot cast a vote truly representation of their opinions. As Kozol Claims, the United States has in fact become a government â€Å"of those two thirds whose wealth, skin color, or parental privilege allows them opportunity to profit from the provocation and instruction of written word† (253). Every day, the illiterates suffer in the panic of life that they cannot understand. It can affect their parenting roles when the illiterates cannot read or write note to their children’ teacher, even they are not able to help with the homework. Illiterates cannot practice with many regular health measures or heed health dangers such as medications can pose a great danger on illiterates because they cannot read to educate themselves about instructions. Especially, illiterates are endangers by not being able to read stipulations. They would be scared and intimidated by lack of understanding. In addition, due to the illiteracy of some women and lack of help in under –privileged hospital, incorrect surgeries have been performed on unsuspecting women and taken away their right of child-bearing. Illiterates cannot manage living expenses. They cannot pay bills easily and often spend more than necessary. They also have to rely on others to know what is going on or explain things to them. Their rights are being violated as citizens because they are not fully informed; they need ask the others but some of whom are not really trustworthy. Illiterates lack the comfort of being able to even do such simple things as emergency phone numbers. In particularity, driving down a street and not knowing how to read the street sings can be scary to an illiterate person Small to big situations, such as ordering food to calling for help are all fears in the everyday life of an illiterate. The fear of not knowing, the fear of being humiliated, the fear of being insure of the rights are all sometimes more problematic than the issue at hand. Sometimes illiterates would rather suffer in silence than be humiliated by someone finding out they cannot read. Kozol uses the essay â€Å"The Human Cost of an Illiterate Society† to demonstrate the effects illiteracy has on society. He shows different examples, some of which are dramatic; to portray the dangers illiteracy poses in such simple everyday life tasks. He also explains how illiteracy can have effects on society as a whole. He feels that government has neglected this issue for too long. Kozol hopes this essay can recruit the reader into an effort to get the problem of illiteracy addressed and corrected.

Forensic Investigations Regulations Essay Example

Forensic Investigations Regulations Essay Example Forensic Investigations Regulations Essay Forensic Investigations Regulations Essay Forensic Investigations Regulations Name: Course: Institution: : Instructor: Date: Forensic Investigations Regulations Risk Assessment Checklist Risk Assessment Checklist Yes No NA 1. Does the company have an adequate level of fraud awareness, and are appropriate policies in place to minimize fraud risk, specifically:a. Generic risk factorsHas the company assigned each employee a maximum â€Å"opportunity level† to commit fraud, that is, has management asked itself the question, â€Å"What is the maximum amount this employee could defraud the organization, and does this represent an acceptable risk?† Comments: I was not able to find out about this risk factor. Has the company set a catastrophic opportunity level; that is, has management asked itself the question, â€Å"Have we ensured that no single employee- or group of employees in collusion- can commit a fraud that would place the organization in imminent risk of survival?† Comments: I was not able to find out about this risk factor. Does the company have a policy of immediately dismissing any employee who has committed fraud? Comments: employees who are found guilty of committing fraud are immediately laid off. Does the company have a policy of reporting all frauds to the authorities and pressing charges? Comments: the management does not report all fraud cases some are solved internally. For all frauds experienced by the company in the past, has management evaluated the reasons that led to the fraud and taken corrective action? Comments: the management has not taken time to investigate why fraudulent activities take place within the company. b. Individual risk factorsDoes the company have a corporate mission statement, which includes an objective of good citizenship or the maintenance of good standing in the community? Comments: the company’s mission statement is â€Å"to be a leader† Does the company have a written code of ethics and business? Comments: the code of ethics is important when running any business Does the organization conduct ethical and security training for new employees and periodic updates for existing employees? Comments: employees are trained before they start work and during their employment period. Does management set the right example; that is, does it follow the company’s mission statement, code of ethics and business conduct, and other policies of the organization; and is it clearly seen to be doing so by employees? Comments: the management does not set the best example to the rest of the employees given by the rise in cases of fraud within the company Does the company’s culture avoid characteristics that promote unethical behavior, for example, high or even hostile competitiveness within the organization that might push employees to the point of burnout; pointless rigid or petty policies, or both; over centralization of authority? Comments: I could not find information on this matter Do The organization’ hiring policies, to the extent possible, seek out individuals of high moral character and weed out those of low moral character? Comments: extensive vetting and training is done to ensure the right candidates are picked for the job. Does the company’s use screening and/or testing procedures for especially sensitive positions; for example, psychological tests, drug tests, or lie detector tests, or a combination of all three, where permitted by law? Comments: this is important for efficient productivity by the potential employees 2. Does the company have an adequate system of internal controls, specifically:a. Internal control Has the organization explicitly considered the need for fraud prevention in the design and maintenance of the system of internal controls? Comments: the internal system is not adequate Risk Management Checklist Yes No NA b. Control over physical and logical accessDoes the company state and enforce a policy that restricts access to those requiring it for job performance, including a strict policy against employees allowing access to unauthorized personnel, for example, by loaning keys or sharing passwords? Comments: access is granted to anyone c. Job descriptionsDoes the company have written specific job descriptions? Comments: job descriptions determine who works where and distinguishes authority Are job descriptions adhered to? Comments: not all employees adhere to their job descriptions Does the organization have an organization chart that reflects and is consistent with the job descriptions of its employees? Comments: this is a contributing factor for fraud because there is no supervision Are incompatible duties segregated, for example, the handling of valuable assets- especially cash- and related records? Comments: there is no segregation of duties within the company d. Regular accounting reconciliations and analysesAre budgets reviewed for variances? Comments: budget reviews are important in organizations e. SupervisionDo supervisors and managers have adequate fraud awareness, that is, are they alert to the possibility of fraud whenever an unusual or exceptional situation occurs, such as supplier or customer complaints about their accounts? Comments: the supervisors do not have efficient information on fraud in the company Do supervisors and managers diligently review their subordinates’ work, for example, accounting reconciliations, and redo the work when appropriate? Comments: work reviews are not satisfactory Is supervisory or management override prohibited and are others within the firm alert to the fraud risks associated with management override? Comments: employees are not fully aware of fraud associated with the management override Risk Assessment Checklist Yes No NA 3. Has The organization specifically addressed the following fraud prevention issues:a. Ethical Environmentb. Risk FinancingComputer Security Comments (a-c): the organization has taken preventive measures in the ethical environmental and risk financing. However computer security needs to be improved Fraudulent Financial ReportingIs the organization’s financial stability or profitabilty threatened by economic, industry, or entity operating conditions? Comments: the economy affects the stability of all businesses and organizations Is there excessive pressure on management or management incentives related to reaching earnings expectations or certain revenue benchmarks? Comments: there is no pressure because the company operates according to its earnings Are there significant balances in the financial statements which are based on subjective management estimates? Comments: the financial statements do not always balance, which is risky in terms of promoting fraud Reasons for comments The comments indicated in the above checklist are after careful study of the organization and its operations. There have been cases of employees losing their jobs after being found guilty of fraudulent activity within the company (Pasiuk $ Vault, 2005). This is the right thing to do because it sets examples to the other employees. With the number of fraud cases within the company, the management should report to the relative authorities so that the same is avoided. The management does not take time to investigate the reasons why they are fraud within the company. Investigations would promise a reduction on the fraud cases. The organization has a mission and vision statement that helps to run it. A code of ethics is important in every organization and Kroger’s has adopted one for the organization. Kroger’s train their employees and they are known to pick some of their potential employees from universities and colleges. There are always cases of fraud within the organizat ion sometimes involving the management meaning the management does not set the best example to the rest of the employees. Their employees are screened to ensure that their productivity is optimal. They have a substandard internal system. Access to some of the most confidential document and files is not limited. The job descriptions are not respected by all employees because job description is not clearly defined. This means that there are those who are exploited and this is unfair. The supervision is not adequate as the supervisors lack sufficient information to know and detect fraud within the company. The rest of the employees do not know about fraud by management overrides and this exposes the organization to higher fraud risks. There are annual budget reviews in the organizations that reflect the expenditure and income of the business (Pasiuk Vault, 2005). Recommendations I recommend asset identification and registration, which includes revenue collection, expenditure, supplies ad computers at the organization. The management should also recognize the risks involved with protecting these assets. The risks involve knowing when assets are being misused and if they are getting lost within the company and finding ways of preventing this (Biegelman Bartow, 2012). Positive control should be made aware to all the staff members to demonstrate responsibility. The internal control system in the company should be effective. This includes sufficient supervision, inventories and appropriate documentation. This will ensure that there is no unofficial use loss or damage of company assets. Every employee should be allocated specialized responsibility for effective and efficient cohesion in terms of fraud prevention in the work place. The responsibilities should be clearly defined for instance they should know the different levels of authority within the organization . This will also reduce over reliance on one person and prevent abuse. I recommend the managers to take keen supervision measures to ensure that productivity is optimum. Supervision includes control checks of lower level staff and it will help them to detect any cases of fraud (Biegelman Bartow, 2012). Random checks by the supervisors will be an effectual anti-fraud measure. Kroger’s should adopt an audit trail as a measure of fraud detection. It ensures that all controls are checked and reviewed through a system. Effective monitoring and evaluation should be done periodically by an independent team. This will make clear any fraudulent activity within the company. Satisfactory staffing should be made to ensure that the system works effectively. Staffing should not be done without thorough vetting and interviews. Financial and accounting controls should be done by the delegated people in the company. This will reduce risks of fraud. The systems within the company should be developed, modified and upgraded to the latest versions for efficiency. Tr eatment of staff members is important. They should be allowed leave days, promotions, health benefits and they should not work under stress (Biegelman Bartow, 2012). All these are contributors of fraudulent activities within companies. As an anti-frau preventive measure, Kroger’s should have an auditing committee. This committee identifies fraud risks and implements their prevention procedures. It will also ensure transparency by the senior management team. The committee should be assisted by anti-fraud specialists. The management should provide the rest of the employees with opportunities to report concerns about suspected fraud within and without the company. They should have both internal and external auditors. Internal auditor will help in the deterrence of fraud and the external auditors should liaise with internal auditor to ensure zero tolerance for fraud (Biegelman Bartow, 2012). It is important to have an ethics policy and a fraud policy within an organization. This is made available to the employees upon employment and sporadically during their term of employment. Adoption of these measures will guarantee a prevention and reduction of fraudulent activities within the company. Reference Biegelman, M. T., Bartow, J. T. (2012). Executive roadmap to fraud prevention and internal control: Creating a culture of compliance. Hoboken, N.J: Wiley. Print. Pasiuk, L., Vault (Firm). (2005). Vault guide to the top retail employers. New York: Vault Inc. Print.

Study Guide for Shakespeares Sonnet 29

Study Guide for Shakespeare's Sonnet 29 Shakespeare’s Sonnet 29 is noted as a favorite with Coleridge. It explores the notion that love can cure all ills and make us feel good about ourselves. It demonstrates the strong feelings that love can inspire in us, both good and bad. Sonnet 29: The Facts Sequence: Sonnet 29 is part of the Fair Youth SonnetsKey Themes: Self-pity, self-hatred, love overcoming feelings of self-deprecation.Style: Sonnet 29 is written in iambic pentameter and follows the traditional sonnet form Sonnet 29: A Translation The poet writes that when his reputation is in trouble and he is failing financially; he sits alone and feels sorry for himself. When no one, including God, will listen to his prayers, he curses his fate and feels hopeless. The poet envies what others have achieved and wishes he could be like them or have what they have: Desiring this man’s heart and that man’s scope However, when in the depths of his despair, if he thinks of his love, his spirits are lifted: Haply I think on thee, and then my state,Like to the lark at break of day arising When he thinks of his love his mood is elevated to the heavens: he feels rich and wouldn’t change places, even with kings: For thy sweet love remembered such wealth bringsThat I scorn to change my state with kings. Sonnet 29: Analysis The poet feels awful and wretched and then thinks about his love and feels better. The sonnet is considered by many to be one of Shakespeare’s greatest. However, the poem has also been scorned for its lack of gloss and its transparency. Don Paterson author of Reading Shakespeare’s Sonnets refers to the sonnet as a duffer or fluff. He derides Shakespeare’s use of weak metaphors: â€Å"Like to the lark at break of day arising/ From sullen earth...† pointing out that the earth is only sullen to Shakespeare, not to the lark, and therefore the metaphor is a poor one. Paterson also points out that the poem does not explain why the poet is so miserable. It is up to the reader to decide whether this is important or not. We can all identify with feelings of self-pity and someone or something bringing us out of this state. As a poem, it holds its own. The poet demonstrates his passion, mainly for his own self-loathing. This may  be the poet internalizing his conflicting feelings towards the fair youth and projecting or crediting any feelings of self-worth and self-confidence onto him, attributing the fair youth with the ability to affect his image of himself.

Multic wk6 Essay Example | Topics and Well Written Essays - 750 words

Multic wk6 - Essay Example Traditionally girls wear pink and boys wear blue. This does not happen as often in our society anymore, but it still is a way that people tell whether a baby is a boy or a girl. I wondered whether that little girl would grow up to be a girl who liked frilly dresses and wore makeup or whether she would grow up another way. Her grandmother was socializing her to be a girl, but sometimes this is not the way that the child sees themselves. I think my own gender socialization was towards being female but because I have met so many people in my life, I believe that I am open minded enough to understand that people are different in many ways. As an example, if I were to counsel someone who was transgendered, although I could not relate directly to the way they felt, I could understand the impact of how their gender socialization may or may not have been a positive situation for them. In think that my socialization could only help to enhance my work with clients because although I was geared towards being very feminine, I found out later in life that that was not exactly the person that I was -- I enjoyed being a tomboy sometimes, dressing in frilly clothes sometimes, and then just wearing causal clothes when I hang out with my friends. The greatest challenge for gays and lesbians is the fact that many people think that it is "wrong". Although some aspects of society have accepted that this lifestyle is just an additional aspect of peel relating to each other, there is a faction of society that wants to believe that this is wrong according to God. Because of this, many gays and lesbians experience oppression in a similar way that blacks did before civil rights. Many gays and lesbians would like to be legally married because they have families in similar ways as heterosexual couples. This means that they need to have provisions made for custody of their children in case something happens to one or both of the parents and they need to

A Report containing the complete Environmental Audit & Suggested Essay

A Report containing the complete Environmental Audit & Suggested Program of Action - Essay Example a top priority by the Council as to maintain a cleaner city and to ensure maximum protection to the environment of the City as set out in this Environmental Policy of the Council. The Council will strive to comply with regulations laid down by the County’s legal systems as well as by all the international conventions dealing with the environmental protection in the EU countries. The aim of the Council is to attain the maximum standards prescribed for the protection of environment in respect of Waste Management. As proclaimed in the Environmental policy in order to ensure that the compliance with the various environmental regulations are kept up to date and also to educate the staff of the Council on the importance of the Environmental protection, the Council has strengthened the ‘Department of Environmental Protection’ by increasing the scope of the department with more number of staff appointed there for. This department is entrusted with the specific task of taking care of the issues relating to the environmental protection and also the compliance with various environmental regulations has been made the responsibility of the department. A senior level manager has been appointed to oversee the functions of this department. The Council has appointed field inspectors to visit the various waste management sites of the Council located throughout the Council area, inspect the progress made by the sites on the environmental management and make a report thereon. The audit conducted a survey among 324 departmental employees who are entrusted with the various responsibilities for the waste management at 12 different sites of the Council. These employees were selected randomly out of the total employees of the Council. The audit also included the visits to the various sites during the period between April 2006 to March 2007 and a study of the reports maintained by the Council for a period of 3 years. The Department initiated the baseline assessments for the 12

Steroid Use in Professional Sports :: Athletics Drugs Papers

Steroid Use in Professional Sports For fans, the issue of steroid use in professional sports is one of growing concern. Professional athletes were once hailed as roll models for young Americans, now there is an asterisk next to many names once idolized. Is he legitimately getting bigger, faster, and stronger? Is he one of the league’s best, strictly due to his talent and work ethic alone? Or is he one of â€Å"those guys†? Maybe former NBA great, Charles Barkley, had it right when he said, â€Å"I am not a roll model.† But maybe, just maybe, these men and women have a responsibility to the kids who adore them to do the right thing; to compete at the highest level with absolute legitimacy in the way they go about doing it. Maybe they are roll models and because they are, they must conduct themselves in a way that is respectable and â€Å"right†. The problem of steroid use in professional sports is perpetuated because the current testing policies in such leagues as Major League Baseball are n ot strict or comprehensive enough to curb the benefits athletes gain from steroid use. They have sub-par policies and are conducting sub-par testing practices. Since we cannot count on the athletes themselves to rid the leagues of this problem, the leagues need to take steroids on and defeat it with stricter regulations. Testing of steroids is simply ineffective in professional sports and until something is done the negative influence it has upon America’s youth will continue to grow. Anabolic steroids, which can be taken as a pill or as an injection, are a derivative of and mimic the effects of the male sex hormone testosterone. Both men and women naturally produce testosterone, although women make very small amounts in comparison to men. Testosterone's role in the body is two-fold: first, it maintains the male reproductive system, including production and maintenance of the male sexual characteristics of a deeper voice, greater amounts of body hair, larger body size, and greater muscle mass. Second, for a short period of time at the onset of puberty in young men, testosterone production rises dramatically to stimulate the bulk of the male physical maturation process which leads to full bone growth, deepening voice, and growth of facial hair. It is this ability to promote muscle growth, increase lean body mass, and decrease body fat that entices teenagers to take anabolic steroids.

National Health Insurance Ghana Health And Social Care Essay

Health in Ghana includes the bar, attention and intervention of diseases and other maladies. As parts of the Ghanese economic system are non to the full industrialised, issues arise that are common to turning healthcare systems, such as waterborne diseases and sanitation jobs. Diseases in Ghana are reasonably similar to those endemic in other Sub-saharan states, with diseases as malaria and HIV/AIDS holding important impact on the population. Like many other states in Africa, Ghana spent much of the 1980s and 1990s paying off debt and ordaining asceticism steps designed to shore up its economic system. The state ‘s wellness sector perceptibly suffered under the economic cutbacks, ensuing in staff deficits and hapless care of wellness installations ( Oppong, 2001: 357-70 ) . In order to control the impairment of wellness services and to hike the quality of wellness attention bringing, Ghana finally implemented a pay-per-service wellness attention theoretical account. This normally referred to as the â€Å" cash-and-carry † system. However, the pay-per-service theoretical account unwittingly ended up know aparting against Ghana ‘s most vulnerable communities, rendering wellness services unaffordable to them. Not surprisingly, a significant diminution in the figure of people accessing wellness attention services in infirmaries became apparent shortly after, with estimations proposing at least a 25 per centum bead in use. The greatest diminutions were recorded among the hapless, aged, adult females, and rural occupants ( Anyiman 1989: 531-47 ; Hutchful 2002: 129-40 ; Konadu-Agyemang, 2000: 475-81 ; Waddington and Enimayew, 1990: 287-312 ) . Ghana ‘s National Health Insurance Scheme ( NHIS ) has been described as ‘pro-poor ‘ because it is scaled to income, leting entree to affordable wellness attention for low-income Ghanaians. There is ongoing argument over the existent rate of registration in the NHIS ; official figures put it at over 60 per centum of Ghana ‘s population, while other surveies cite Numberss that range every bit low as 18 to 34 per centum. Despite efforts to portray the NHIS as pro-poor, there is grounds to suggest that Ghana is fighting to inscribe hapless sections of the population, with the rich at least twice every bit likely to inscribe compared to the hapless. NO. 8 July 2011 The failure of the cash-and-carry system to provide for the wellness attention demands of the state ‘s most vulnerable populations placed wellness attention services and bringing betterments on top of the state ‘s development docket. In 2003, the National Health Insurance Act was approved by parliament, followed by the launch of the National Health Insurance Scheme ( NHIS ) in 2004. The NHIS was designed to offer low-cost wellness attention to the state ‘s hapless, with grownups lending a minimum one-year payment in comparing with the value of their possible wellness attention use. The creative activity of the NHIS has been widely extolled as a imperfect and â€Å" pro-poor † policy. Since its debut in 2004, entree to wellness attention in Ghana has improved significantly, but there are many defects under the plan. This proposal seeks to research the impact of the NHIS in Ghana, stressing both the wellness features and results of adult females who are enrolled with those outside the strategy. It besides seeks to analyze the differences in wellness and use between these two groups of adult females and understand why some adult females join while others do non.Research OBJECTIVESThe chief aim of this survey is to carry on a comprehensive appraisal of the national wellness insurance strategy through the lens of adult females. The survey will further seek to ; Understand how the NHIS work in Ghana. Understand the impact of the NHIS on wellness features. Understand the impact of the strategy ‘s registration on the hapless and pro-poor. Ascertain how the strategy is lending to the wellness demands of adult females in Ghana.RESEARCH QUESTIONSThe chief research inquiry of the survey is to look into how the NHIS is impacting on the wellness of adult females in Ghana. The survey besides aims to look into the followers ; Why are some adult females seeking wellness attention outside the strategy? Why is the registration of the rich to the strategy increasing every bit compared to the hapless or pro-poor? What are the differences in wellness features between adult females who join the strategy and those who do non?RESEARCH TARGETS, MAIN CONCERNS AND CONTENTThis research will aim adult females between the ages of 15 to 49 old ages and their kids. The research will be conducted in two parts of Ghana, that is the Brong Ahafo part and the Upper East part. The Brong Ahafo part was chosen because it has the longest period runing the wellness insurance strategy ; it besides has a good mix of rural and urban colonies which is representative of Ghana. It besides has an first-class mix of formal and informal activities. Last it is the largest part in Ghana and lies in the geographic centre of the state. The Upper East part was chosen for assorted grounds ; one being that it is the most sparsely populated and poorest part in Ghana and rather representative of the northern half of the state. It was besides chosen because of immensely savanna flora and predominately rural hapless, supplying contrast to the Brong Ahafo part and the southern half of the state.NARATIVE DESCRIPTION OF THE POLICYHealth insurance is an agreement that provides the chance to contribute to a fund that can be drawn from when in demand of medical attention. Under Ghana ‘s NHIS, unanticipated wellness attention costs are transferred into fixed premiums, replacing lump-sum out-of-pocket wellness attention payments with a more low-cost and frequent outgo in the signifier of premium payments. In other words, wellness insurance participants portion the fiscal load of wellness attention costs by pooling together their fiscal resources ( Atim, 1999: 881-96 ; Edoh and Brenya, 2002: 41 ; Ekman, 2004: 249-50 ) . In add-on to the premium payments made by enrolled grownups, the NHIS besides draws support from the federal authorities and a 2.5 per centum value added revenue enhancement, applied to all goods and services. The â€Å" pro-poor † perceptual experience of the NHIS is based on three distinct features of the plan. First, the broad benefits bundle creates a degree playing field by easing wellness attention entree for everyone regardless of their fiscal position. Second, the premium sum is measured by incomes, non demand, and are based on the member ‘s ability to pay. On these skiding graduated tables, those who earn more, pay more and those who earn less, wage less, with exact premium payments changing across the state based on the rates set at the territory degree. Harmonizing to the National Health Insurance Authority, the one-year premiums range between Ghanaian Cedis 7.20 to 48.00 ( or about US $ 4.59 to US $ 30.61 ) . Those who work for the authorities are automatically covered by the NHIS through their societal security payments, though they must officially register themselves within their territory. Third, from its oncoming, the NHIS has allowed free wellness coverage for all those considered to be destitute and unable to pay. Under the National Health Insurance Act, an ‘indigent ‘ is considered to be any individual who meets the undermentioned standards: a ) is unemployed and has no seeable beginning of income ; B ) does non hold a fixed topographic point of abode harmonizing to criterions determined by the strategy ; degree Celsiuss ) does non populate with a individual who is employed and who has a fixed topographic point of abode ; and or vitamin D ) does non hold any identifiable consistent support from another individual. The destitute freedom position is intended to protect those missing the fiscal and societal support necessary to get rank in the strategy. However, there have been many unfavorable judgments of the indigent and other freedom positions. Since the execution of the NHIS over seven old ages ago, the state ‘s wellness attention system has increasingly improved. In its original format, the NHIS includes payment freedoms for indigents, those over 70 old ages of age, and members of the formal economic system. Over the old ages, important add-ons have been made to the freedom lists, including coverage of all pregnant adult females since 2008, in acknowledgment of the importance of neonatal attention. Most late, kids under 18 old ages of age whose parents are presently enrolled in the NHIS became eligible for free wellness coverage. In an attempt to farther better young person wellness coverage, Ghana ‘s authorities has promised since 2009 to spread out this to all individuals under the age of 18, and non merely those with parents who are enrolled. This has non yet been rolled out. Reports show that NHIS coverage has been an of import tool in increased use of wellness installations ( Ministry of Health Ghana, 2010: 35 ; Witter and Garshong, 2009: 6 ) . In-patient use increased from 28,906 in 2005 to 846,311 in 2009 ( National Health Insurance Authority, 2010: 31 ) . The figure of out-patient visits increased to 18.7 million in 2010 ( from 2.4 million in 2006 ) and the Ministry of Health studies that the huge bulk of these patients were covered by the NHIS ( Ministry of Health Ghana, 2011: 39 ) While initial figures are assuring, the existent figure of Ghanaians enrolled in the NHIS remains a topic of argument and contention. The National Health Insurance Authority put the state ‘s registration at over 60 per centum in 2009, out-performing marks set for the twelvemonth 2015. But independent surveies and studies have questioned these official figures. For case, a survey in 2011 indicates that the registration rate sits closer to between 18 and 34 per centum if factors such as population additions and non-renewal of ranks are accounted for ( Apoya and Marriott, 2011 ; 58-61 ) . Similarly, informations from the 2008 Ghana Demographic and Health Survey found registration to be between 30 and 40 per centum ( see Dixon, Tenkorang and Luginaah, under reappraisal ) . Even more concerning is the fact that the figure of flush persons take parting in the NHIS is far greater than the figure of hapless Ghanaians enrolled in the strategy. Despite efforts to portray the NHIS as pro-poor, persons with low incomes covered under the strategy are outnumbered by flush 1s and a important part of hapless people still do non hold wellness coverage. Furthermore surveies show that ( though figures vary by part ) the rich are frequently twice every bit likely to inscribe in the strategy as compared to the hapless ( Asante and Aikins, 2008: 3 ; Jehu-Appiah, Aryeetey, Spaan, de Hoop, Agyepong and Baltussen, 2011: 157-63 ; Dixon, Tenkorang and Luginaah, under reappraisal ; Health Systems 20/20, 2009: 12 ; Sarpong et Al, 2010: 195 ; Witter and Garshong, 2009: 6 ) . There is a long list of grounds that hinder the engagement of hapless people in the strategy. First, paying wellness insurance fees on an on-going footing is frequently excessively expensive for hapless people, despite the long-run benefits of inscribing in the strategy. As persons begin to pay into the strategy, the immediate impact of wellness insurance fees can interpret into a lessening in financess for nutrient, communicating, or transit outgos ( Koch and Alaba, 2010: 180-1 ) . With the inexplicit trade-off between basic necessities and wellness insurance, NHIS premiums may be deemed to be an impractical disbursal by persons with low incomes. Although the strategy has made room for freedom positions, there have been jobs in their existent executing. For case, merely one per centum of those populating under Ghana ‘s poorness line were registered for the NHIS in 2008 ( Witter and Garshong, 2009: 5 ) , which seems to propose the uneffective execution of the indigent position freedom. It has been argued that the standard for the destitute freedom are excessively rigorous and should take into history specific local concepts of poorness in order to make those truly in demand of freedoms ( Aikins and Dzikunu, 2006: 12 ) . A treatment on the defects of Ghana ‘s wellness attention system can non be concluded without reference of the impact of mishandled bureaucratism, fraud and escapes. For case, the enrollment system is inefficient and impractical-names and individualities frequently get lost in the system ensuing in people stoping up either without coverage or being forced to pay unneeded fees ( Health Systems 20/20, 2009: 17 ; Apoya and Marriott, 2011: 30-1 ) . Deceitful claims are besides a major concern. In 2010, the National Health Insurance Authority ‘s ain audits found that 13 per centum of claims were undue. Furthermore, perceivers posit that because of the prevalence of improper showing methods, a proper audit is likely to happen that 20 per centum of claims are without virtue.RESEARCH METHODOLOGYFor this survey, single questionnaires will be distributed to a entire sample size of 300 adult females ; 150 from the Brong Ahafo part and 150 from the Upper East part. Institutional questionnaires will besides be distributed to the territory strategy directors from the two parts. Questions which would be asked in the single questionnaire include ; the socio-economic demographic features, NHIS registration or non registration, general wellness attention entree and use, morbidity, mortality and wellness position, maternal and child wellness attention and bar etc. Questionnaires will besides be distributed to forces who run the strategy in the two parts. Questions which would be asked in the institutional questionnaire will include ; the foundation of the strategy, administration and organisational construction, rank and premium benefits, direction and capacity edifice. The statistical tool employed for the rating will be the Propensity Score Matching ( Rosenbaun and Rubin 1983 ) . The grounds for following this tool are as follows ; There is a practical impossibleness of a randomised experiment. The ability to compare the wellness results of treated and untreated groups that are matched by relevant discernible features.RESEARCH ORGANIZATIONPROPENSITY SCORE ModelingTreatment Variable: NHIS rank. Control Variables: Age Education Marital position Religion Distance to wellness attention Ownership of telecasting Ownership of wireless set. Result Variables: Maternal/child wellness results Birth attended Hospital births Prenatal attention Birth complications Infant mortality These variables will so be subjected to analysis of discrepancy through the statistical treaty for societal scientific discipline ( SPSS ) . Focus group treatment will besides be undertaken with the stakeholders of the strategy. Here subjects such as NHIS procedures, benefit bundles, premiums and freedoms, prescriptions, maternal and child attention coverage, fiscal viability of the NHIS, the position jobs, chances and the manner frontward will be on the docket.

The Pearl By John Steinbeck - 1100 Words

Over the course of history, women have had a stereotype of being subservient, passive, and deferent. However, John Steinbeck’s novella The Pearl disproves this epithet. The story revolves around a husband and wife, Kino and Juana, and their baby son, Coyotito. The characters experience a meaningful journey and learn a manifold of lessons. Although multiple themes unravel in the story, the author vividly writes about the role and development of women. Steinbeck’s The Pearl depicts various women’s roles and their development, especially in Juana’s words and actions. Juana, the wife to fisherman Kino, is one of the main characters in The Pearl. She dresses in a battered blue head shawl and skirt, and a green ribbon knotted in her braids. Many themes in the story revolve around her, especially the roles and development of women. Although Juana understands her role to be a subservient and passive wife, she is also smart, brave, and determined throughout the st ory. Symbolizing the power and strength of women, Juana gradually becomes dominant over her husband. Juana’s second role in The Pearl is to be the caregiver and provider of her husband and son. Lastly, she represents the voice of reason in troubling times and the wise, logical character. Juana’s words and actions emphasize her roles in The Pearl. Throughout The Pearl, Juana conforms to a gender role of being a caring and supporting wife and mother. Her language and words she uses show that she is subservient. Kino,Show MoreRelatedThe Pearl By John Steinbeck900 Words   |  4 PagesThe Pearl by John Steinbeck appears to be a story about a man and his quest to save his son and create financial stability for his family. However, the real plot behind The Pearl tells the story of a man how the sudden experience of wealth corrupts his soul and causes him to turn on those he loves. The main theme of The Pearl is greed and how it breeds nothing but pain to those who are effec ted by it, it can be seen throughout the entire story, from when Kino beats his wife, the priests swarmingRead MoreThe Pearl By John Steinbeck1157 Words   |  5 Pagesshattered by a rare find. A pearl that seems so perfect, so innocent that it seems as if nothing harmful can come from it. B. In John Steinbeck’s The Pearl, a young man named Kino, his wife, Juana, and their infant child, Coyotito, find a pearl so magnificent that many people will attack Kino to get it. The pearl causes Kino to be overcome with greed and desire and brings misfortune upon him and his family. C. The pearl brings much evil, but a slight amount of good; the pearl elicits the opportunityRead MoreThe Pearl By John Steinbeck871 Words   |  4 PagesThe Pearl A pearl...is it worth $1,000, $100,000, or the risk of the death of your valuable family’s lives? John Steinbeck answers this question with the novella, The Pearl. Kino was an impecunious man. He lived with his wife Juana, and his very young son Coyotito. Together, they lived buoyantly as a family. One day, he uncovered a small yet bijou pearl that affected the whole family and even the entire town! Will the pearl eventually bring wealth and happiness to his family, or will it make theRead MoreThe Pearl By John Steinbeck924 Words   |  4 Pagesnovella, The Pearl by John Steinbeck, Kino lives with his wife, Juana, and his child Coyotito. The family lives in a small village in a town where the Spanish colonized. Coyotito goes through something striking and in order to fix it, Kino finds something life changing. Throughout the story, Steinbeck shows that materialism and greed left unchecked can lead to immoral behavior shown through the unnamed trackers, the doctor, and the ma in character Kino himself. Kino’s attachment to the pearl causes himRead MoreThe Pearl By John Steinbeck815 Words   |  4 Pagesthe characters in The Pearl by John Steinbeck demonstrate great signs of greed others show a lack of greed. Greed can Mentally and physically destroy a man. And in this case it did. Kino. Is of great importance in The Pearl he is brave and smart. But when he fell into wealth while pearl diving in his family canoe. His whole life changed, he went from a simple man with almost no problems to a man who was constantly being robbed and trying to be cheated out of his pearl and his money. KinoRead MoreThe Pearl, By John Steinbeck903 Words   |  4 PagesIn The Pearl, written by John Steinbeck, take place in La Paz, Mexico, where a pleasant family composed of Kino, his wife, Juana, and their son, Coyotito. One day, their son is bitten by a scorpion and Juana and Kino go see a local doctor, who refuses to treat Coyotito. Kino, a pearl diver, finds a pearl with immense value which he believes will pay for the treatment. However, the pearl brings great misfortune upon the family. As the novel progresses, Juana disagrees that the pearl will help herRead MoreThe Pearl, By John Steinbeck809 Words   |  4 Pageshas no one left. In John Steinbeck’s novella, The Pearl, Kino is about to lose sight of what is important by pushing others away. Kino finds a great pearl that, hopefully, should bring happiness to his family, but instead the pearl brings the destruction of all he loves. Steinbeck shows the theme that materialism and greed can lead to immoral behavior through the characters of the priest, the doctor, and Kino. Thus, when news sweeps the town that Kino has just found the Pearl of the World innumerableRead MoreThe Pearl By John Steinbeck1295 Words   |  6 PagesA myriad of people grow up in the grasp of poverty. In the story, The Pearl by John Steinbeck, one such character is featured. Juana is a poor woman who is married to a lowly pearl fisherman, named Kino, and acts as the one who, while still supporting Kino, stands as a voice of logical thought. Throughout the book, a plethora of incidents happen which change Juana. George Eliot says, â€Å"The strongest principle of growth lies in human choice.† Juana made choices throughout the novella to adaptRead MoreThe Pearl, By John Steinbeck1859 Words   |  8 Pagescharacter of John Steinbeck’s ninety-page novel The Pearl, sure felt this way when he discovered the greatest pearl in the world at the point in his life when he needed it most—his son having just being stung by a scorpion and needing expensive medical t reatment. However, when the pearl buyers try to swindle him and then send assassins to kill him, burn his house, and destroy his canoe, his perception of the pearl begins to shift. He decides to flee to the capital and sell the pearl himself, takingRead MoreThe Pearl By John Steinbeck919 Words   |  4 PagesIn the novella â€Å"The Pearl† by John Steinbeck he introduces many themes such as â€Å"Challenging the accepted customs of a society is difficult.† Kino tries to challenge the customs of a society in many parts of this short story and especially when he finds the pearl. Eventually kino tries to gain power from the the pearl but the doctor, three robbers, and three pearl buyers make this very difficult for Kino. The author uses those characters to express the theme â€Å"Challenging the accepted customs of